insurance..
latest insurance news..
It would seem that both Tesco and AON are still quoting very
competitive premiums at the moment. Tesco's call centre staff seem to be
switched-on. We also had cause to speak to Privilege recently and, in
addition to a very competitive quote for a new Yaris, we found them very professional and
efficient. FTO owners may want to try Sky Insurance, who recently quoted
our customer Ross C, a very competitive premium for a modified GPX.
Thanks to Bob Miller from Berkshire who tells us that Frizzell
quoted very competitively on a Mitsubishi Chariot (Spacewagon). Tett-Hamilton,
see below, seem to be very competitive for Double cabs and
Figaros. On the subject of double cabs, local (to us) brokers T.
Henderson
Insurance of Sunderland, 0191 523 5001, promise very keen quotes.
The following companies or brokers, from our and our customers' experience, are
amongst the most competitive in the market for both UK and Japanese imports. Please note
that we are in no way connected with any of the companies mentioned on this page. They are
listed alphabetically and not in any order of preference.
| company | speciality | website link | tel number |
| Admiral | selected imports | www.admiral-insurance.co.uk | 0800 600800 |
| A Plan | all imports | www.a-plan.co.uk | 0845 071 1234 |
| Adrian Flux | all imports | www.adrianflux.co.uk | 08700 777 888 |
| AON | all imports | www.aon.com/uk | 01384 552 670 |
| 2Gether Insurance | all imports | www.2gfs.co.uk | 01945 465508 |
| Direct Line | all imports | www.directline.com | 0845 246 8701 |
| Dorset Insurance | Toyota and Lexus | www.dorsetinsurancegroup.co.uk | 01202 726 934 |
| Footman James | all imports | www.footmanjames.co.uk | 0121 561 4196 |
| Frizzell | all imports | www.frizzell.co.uk | 01202 752 007 |
| Hyperformance | all imports | www.allenandallen.com | 0208 9393949 |
| T Henderson | Double cabs | 0191 523 5001 | |
| Motor Ins Quote UK | Eunos Roadster | 01603 789 861 | |
| Keith Michaels | all imports | www.keithmichaels.co.uk | 0208 642 7868 |
| OPI | all imports | 0870 242 0800 | |
| Osborne and Sons | all imports | www.osborneandsons.co.uk | 0845 330 6001 |
| Privilege | all imports | www.privilege.com | 0845 246 0292 |
| Performance Insurance | all imports | www.mayfair.co.uk | 0870 121 2911 |
| Sky Insurance | all imports | http://www.skyinsurance.co.uk/ | 0870 11 21 759 |
| Tesco | all imports | www.tesco-carinsurance.co.uk | 0845 300 4400 |
| Tett Hamilton | all imports | 01275 792270 |
This is by no means an
exhaustive list. If you have any other experience of competitive insurance companies or
brokers, please let us know and we will add them to this page.
Please contact Denise Wheatley on 0191
586 7724 or you can e-mail her by clicking here:
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information..
A popular myth is that it is difficult to insure a Japanese
import - well it's not
if you use a specialist. The import market has matured and this problem is certainly
diminishing (hello Churchill are you out there). We know of many recent
quotations which have been identical for both UK and Japanese versions. As
a rough guide, if the premium loading is more than 5% over a UK
equivalent, simply try another company.
It's not just the vehicle's insurance rating or group that
determines the premium. As well as the vehicle, underwriters take in to account
many factors, including age and number of drivers, endorsements, claims record,
employment, post code and probably inside leg measurement as well. Nevertheless, we have found that quotations can vary significantly from company to company - even
for the same driver and car combination. As ever, don't be afraid to shop around for the best
quote.
You may be able to reduce premiums by accepting a higher accidental damage
excess, say £500 instead of the more usual £250. If the insured vehicle is a second
car or weekend runabout, then a limited mileage policy may offer savings.
We sell a lot of early (ie.1989/92) Mazda Eunos Roadsters and Pajero's and there
are often discounts available for vehicles over 10 years old - it's certainly worth asking your broker the question.
Finally, if you are
a
member of a union, association or club that has negotiated preferential insurance
rates then significant savings may be available.
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